AI & Fintech XRPL Hackathon

Developers, product managers, designers, and business minds: team up and ship a working product in one weekend, from AI agents to new financial apps, with mentors and judges from across the AI, tech, blockchain, and finance world.

Hosted by XRPL Commons, with partners Ripple, XRPL Foundation, Mastercard, Ledger, AWS and Quicknode. Whether it's your first hackathon, your fiftieth, or you want to sprint to launch a new feature, there's a place for you.

Join NYC's builder community for a weekend of shipping, then walk into Swell, Ripple's flagship conference, where institutions, investors, and decision-makers are already gathered, with a story to tell.

Who it's for

• Developers: no need to learn a new coding language. Build with the ones you already know, like JavaScript or Python.
• Product, business, and finance profiles: you don't need to code. Great teams need people who shape the idea, design the user experience, build the business case, and pitch the demo.
• AI-native builders welcome: use your favorite AI coding tools and agent frameworks to move faster.
• Come solo and find a team on site, or bring your own.

4 Tracks
All projects must be built on the XRP Ledger, a fast, low-cost blockchain designed for payments and digital finance. New to it? Mentors will help you get started.

• Agentic Finance: build the tools that let AI agents make payments and manage money on the XRP Ledger, autonomously, safely, and at machine speed.
• Lending & Borrowing: build lending apps and savings vaults on brand-new financial infrastructure (XRP Ledger Lending Protocol and Single Asset Vaults), before it goes live.
• Protocol Innovation: for C++ and systems engineers who want to work on core infrastructure, clients, and developer tooling. Paired with a 3-day Core Dev Bootcamp (Oct 20–22) as your on-ramp.
• Why Not: the open lane. Bring the XRP Ledger project you can't stop thinking about.

Already building?
Bring an existing project, AI app, or startup and use the 36 hours to ship a new feature on XRP Ledger. Only what you build during the hackathon counts toward judging.

What you get: $40,000+ in prizes, including stackable sponsored-track prizes, plus hands-on mentorship, fast-track access to grants and incubation, and a direct line to hiring teams.

Mentors & Judges
Ripple · XRPL Foundation · Mastercard · Ledger · Quicknode · AWS · t54.ai · Evernorth · Soil and more

Registration details
By registering for this event, you consent to being photographed and filmed, and to the use of these photos/videos for promotional purposes.
All participants are required to agree with and adhere to the code of conduct.